Tired of Getting the Runaround When Buying a Car? Let’s Change That.

Buying a vehicle is supposed to be exciting—a shiny new (or new-to-you) set of wheels ready to hit the road and make life a little easier. But for most people, it’s anything but. Between confusing online applications, pushy dealerships, and the ever-elusive “deal of the century,” the process can leave you frustrated, broke, and wondering if you missed something important.

That’s where In A Snap Leads comes in.

We’re here to flip the script on how vehicles are bought and sold. No gimmicks. No sleight of hand. Just honest advice, streamlined solutions, and tools to help you make smarter decisions—without the headaches. We know the roadblocks because we’ve been there too. And let’s face it, the current system isn’t built with you in mind.

Let’s break it down:

• Online Applications: Ever filled out a pre-approval application online, only to end up getting ghosted—or worse, bombarded with calls about cars you don’t even want? Yeah, we hate that too. We'll show you how to navigate these applications so they actually help you instead of wasting your time.

• The Myth of Cash Deals: Think showing up with cash gives you all the power? Not so fast. We’ll uncover why this age-old advice often benefits dealerships more than you. Spoiler: It’s not always the “deal” you’ve been sold.

• What Banks Are Really Looking For: Believe it or not, banks don’t care about how charming you are. They care about credit, income, and risk. We’ll help you understand what they’re looking for—and how to make sure your finances look just as good on paper as they do in person.

• What Dealerships Want: Dealerships aren’t evil, but let’s be real—they’ve got quotas to meet, and they’re playing a different game than you are. Knowing what they want (and how they operate) puts the ball back in your court.

• From Subprime to Prime Credit: Got subprime credit? You’re not alone, but that doesn’t mean you’re stuck there. We’ll share proven strategies to boost your credit score so you can move up the ladder to prime rates—and save a ton of money in the process.

• Building Credit the Right Way: Credit scores can feel like a mystery wrapped in an enigma. We’ll make it simple, actionable, and yes—human.

And that’s just the beginning.

At In A Snap Leads, we believe buying a car shouldn’t feel like navigating a maze blindfolded. It should feel empowering, straightforward, and maybe even (dare we say it?) fun. This blog is your toolkit for smarter car shopping—whether you’re upgrading, downsizing, or finally getting that dream ride.

Ready to change the way you think about buying a car? Buckle up, because we’re about to make the journey a whole lot smoother.

Let’s hit the road together. 🚗

January 2nd 2025

What’s a Normal Number of Credit Inquiries—and Why Does It Matter?

When shopping for a vehicle or applying for loans, it’s easy to lose track of how many times your credit gets pulled. But here’s the thing: the number of inquiries on your credit report matters—a lot. Too many can hurt your credit score and make lenders question your financial stability. So, what’s considered “normal,” and how can you stay in the safe zone?

• Understanding Credit Inquiries:

  • Hard inquiries affect your credit score, while soft inquiries do not.

  • Most lenders are comfortable with 1-2 inquiries per year for general credit needs.

• What’s Reasonable:

  • 5 or fewer inquiries in 12 months is generally acceptable.

  • Having 6 or more inquiries might raise red flags for lenders.

• Why It Matters:

  • Too many inquiries can make you look like a risky borrower.

  • This could lead to higher interest rates or declined applications.

At In A Snap Leads, we’re different. We won’t rush to submit credit applications until we’ve spoken with you and fully understand your needs. No unnecessary credit pulls, no surprises—just real solutions tailored to your situation.

Let us simplify your car-buying process. Contact us today to learn more!